Author Archives: Lily Zhang

Sole trader or company in 2026? We compare the tax rates, setup and running costs and personal liability, and show which structure actually fits your business, whether you are in Melbourne or Brisbane.

Most people lodge with just their salary and miss deductions they’re entitled to. Here are the work-from-home, car, tools, self-education and other claims Australians most often forget in 2026 — and the records you need to claim them.

Payday Super started on 1 July 2026. July is the one month where the old quarterly system and the new 7 business day rule run side by side: the June quarter is still due 28 July, and any contribution received on or before that date is applied to the June quarter first. Here is what changed, the ordering rule that catches employers out, how the new super guarantee charge works, and what to check in your payroll this week. By Lily Zhang, CPA.

Rental properties are on the ATO’s radar every tax time. Here is a clear 2026 guide for Melbourne and Brisbane landlords: what you can claim (interest, rates, repairs, depreciation), what you can’t (initial repairs, improvements, travel), and the repairs-versus-improvements line that trips people up.

Working from home is one of the biggest deductions Australians claim, and one of the easiest to get wrong. The fixed rate rose to 70 cents an hour for 2025-26, but the record behind it is stricter than the old four-week diary. Here is what the method covers, the full-year hours record the ATO now wants, what you can still claim on top, and the three mistakes that get claims cut. By Lily Zhang, CPA.