Lodged your 2026 return and the refund hasn’t landed — or came back smaller than the myTax estimate? Most online returns take about two weeks, but a manual check can stretch to 30 days, and a debt (including an old ‘debt on hold’) can quietly swallow the refund. Here’s what’s really happening, how to check the status without making it worse, and when you can actually do something. By Lily Zhang, CPA.
For Tax Time 2026 the ATO cross-checks every return against 2.7 billion data points a year. Here are the 7 red flags most likely to trigger a review — income that doesn’t match the pre-fill, WFH claims with no hours record, rental repairs vs capital, forgotten crypto and more — plus a 5-step audit-proof checklist. By Lily Zhang, CPA.
Since 1 January 2025 the $750,000 threshold is gone and the withholding rate is 15%. Every seller of Australian property — residents included — needs an ATO clearance certificate by settlement, or the buyer withholds 15% of the price. What changed, who’s affected, and the one free step that prevents it. By Lily Zhang, CPA.
Since 1 July 2024, every major digital platform reports your earnings to the ATO quarterly. What’s visible, what you owe, what you can claim — for Uber, Airbnb, Etsy, OnlyFans and the rest. A worked example, five common mistakes, and a 6-step plan. By Lily Zhang, CPA.
The 2025-26 financial year ends 30 June 2026. A Melbourne registered tax agent’s EOFY overview of the must-do super, asset and deduction moves for individuals and small business before 30 June – plus the $20,000 instant asset write-off, $30,000 super cap, 2025-26 tax rates, and links to every deep-dive guide. By Lily Zhang CPA.
EOFY 2026 总览导航:6/30 前个人、小生意、养老金三类必做省税动作,含 $2 万即时资产抵扣、$3 万 super 上限、2025-26 税率表,并直达个人 / 投资房 / 小生意各专题深度指南。Lily Zhang CPA 撰。
Three ATO deadlines stack on top of each other in the next six weeks — 30 June year-end, 1 July Payday Super, 14 July STP Phase 2 finalisation. The four errors most SMB employers in Melbourne and Brisbane miss, and the four moves to make now. By Lily Zhang, CPA.
Three of the largest private-group reforms in a decade land between July 2027 and July 2028: negative gearing, CGT 30% floor, and the discretionary trust minimum tax. A practitioner’s read for mid-market family groups in Melbourne and Brisbane — and how to use the 2027–2030 rollover window. By Lily Zhang, CPA.
距离 6/30 EOFY 只剩 4 周。华人个人纳税人省税实操:carry-forward super 让额 6/30 永久失效、WFH、捐款、私保——外加中文版独家章节「华人最容易漏报的 5 类收入」(海外利息/房租/股票/加密/副业平台),ATO 已能通过 CRS 数据匹配看到。Lily Zhang CPA 撰。
The ATO issued 84,500+ Director Penalty Notices last year — up 136%. A plain-English explainer of how DPNs work in 2026, the Lockdown trap that closes before the letter arrives, and the four things every SMB director in Melbourne & Brisbane should do before EOFY. By Lily Zhang, CPA.








