今天是 6 月 30 日,2025–26 财年最后一天。午夜前还来得及做的:DGR 捐款、记里程表读数、归档收据、视情况预付开支;多半已来不及的:额外 super 供款看基金到账日,当天转极可能算下一财年。小生意主再扫一眼坏账核销、即时资产抵扣。外加:7 月 1 日别抢着报税。Lily Zhang CPA 撰。
报完税 myGov 跳出退税估算,然后就开始干等——钱没到,或到账比估算少了几百块。电子报税多数两周内到账,但被抽去人工核查可拖到 30 天,打电话也催不动;一笔早忘的「挂起旧债」还会悄悄吃掉退税。华人专属角度:海外收入致人工审查、留学生离境退税误区。附查进度别帮倒忙的做法。Lily Zhang CPA 撰。
Lodged your 2026 return and the refund hasn’t landed — or came back smaller than the myTax estimate? Most online returns take about two weeks, but a manual check can stretch to 30 days, and a debt (including an old ‘debt on hold’) can quietly swallow the refund. Here’s what’s really happening, how to check the status without making it worse, and when you can actually do something. By Lily Zhang, CPA.
For Tax Time 2026 the ATO cross-checks every return against 2.7 billion data points a year. Here are the 7 red flags most likely to trigger a review — income that doesn’t match the pre-fill, WFH claims with no hours record, rental repairs vs capital, forgotten crypto and more — plus a 5-step audit-proof checklist. By Lily Zhang, CPA.
Since 1 January 2025 the $750,000 threshold is gone and the withholding rate is 15%. Every seller of Australian property — residents included — needs an ATO clearance certificate by settlement, or the buyer withholds 15% of the price. What changed, who’s affected, and the one free step that prevents it. By Lily Zhang, CPA.
Since 1 July 2024, every major digital platform reports your earnings to the ATO quarterly. What’s visible, what you owe, what you can claim — for Uber, Airbnb, Etsy, OnlyFans and the rest. A worked example, five common mistakes, and a 6-step plan. By Lily Zhang, CPA.
The 2025-26 financial year ends 30 June 2026. A Melbourne registered tax agent’s EOFY overview of the must-do super, asset and deduction moves for individuals and small business before 30 June – plus the $20,000 instant asset write-off, $30,000 super cap, 2025-26 tax rates, and links to every deep-dive guide. By Lily Zhang CPA.
EOFY 2026 总览导航:6/30 前个人、小生意、养老金三类必做省税动作,含 $2 万即时资产抵扣、$3 万 super 上限、2025-26 税率表,并直达个人 / 投资房 / 小生意各专题深度指南。Lily Zhang CPA 撰。
Three ATO deadlines stack on top of each other in the next six weeks — 30 June year-end, 1 July Payday Super, 14 July STP Phase 2 finalisation. The four errors most SMB employers in Melbourne and Brisbane miss, and the four moves to make now. By Lily Zhang, CPA.
Three of the largest private-group reforms in a decade land between July 2027 and July 2028: negative gearing, CGT 30% floor, and the discretionary trust minimum tax. A practitioner’s read for mid-market family groups in Melbourne and Brisbane — and how to use the 2027–2030 rollover window. By Lily Zhang, CPA.








